英文单词：balloon payment

中文含义：气球付款，即一种特殊类型的贷款形式，通常在贷款期限结束时需要支付最后一笔巨额分期付款。

英语词性：noun

美式发音：buh-loon pey-muhnt

同义词：deferred payment, lump sum payment

易混淆单词：installment payment

例句：

1. The borrower was shocked to learn that the loan had a balloon payment of $50,000 due at the end of the three-year term.

这位借款人震惊地发现，该贷款在三年期限结束时需要支付5万美元的气球付款。

2. Many people use balloon payment loans to purchase cars because the monthly payments are lower, but they need to be aware of the large payment due at the end of the loan.

许多人使用气球付款贷款购买汽车，因为每月还款较低，但他们需要注意到贷款结束时需要支付大笔金额的情况。